Devotions By Jan

Monthly Archives: May 2026


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Wall Street’s “Fear Gauge”

Scripture for Today: :Hebrews 13:6 “So we can say with confidence, ‘The Lord is my helper; I will not be afraid. What can mere mortals do to me?'”

I did not realize that the investor’s feelings, anxieties and complacency were actually measured! The VIX or Volatility Index is also called a “Fear Gauge” and can measure just how much the market may fluctuate in the next thirty days. A high VIX indicates elevated fear and uncertainty, potentially signaling large market swings. A low VIX pictures the investor as being complacent, stable and having low-risk expectations.

Today’s verse tells believers that we can have confidence! There is stability that keeps us from being “volatile.” Because the Lord is our helper, we can live without fear of market crashes, shortages or any other financial hardship. God had said in verse 5, “Never will I leave you. Never will I forsake you.” God’s presence and His help give us a security that is not found in “securities.” The market may go up or down and the value of the dollar may plunge. The believer stays confident in God’s presence and help.

I have a front row seat to watching this truth play out in the lives of my friends who were scammed out of half their retirement savings! I am amazed to see how the Lord has supplied ALL their needs according to His riches in glory by Christ Jesus. (Phil. 4:19) How amazing is His grace! My feelings of security do not depend on any investment other than my eternal investment in God’s undeserved favor! Regardless of life’s “Volatility” I can be stable and confident in Him!

Thank you Lord for being my help and my security!


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Nesting Too Near!

Scripture for Today: Psalm 84:3-4 “Even the sparrow has found a home, and the swallow a nest for herself, where she may have her young – a place near your altar, Lord Almighty, My King and My God.”

I never would have seen this nest if I had not been weeding! The mother duck had carefully pulled over these flowering bushes to cover her baker’s dozen. I had previously seen this duck dive into our flower bed along the walkway leading up to our front door. But it never occurred to me that she was nesting there! And she was sitting on her eggs when I disturbed her. I hope she returns but at the same time I can’t imagine thirteen little ducklings waddling around our entrance!

Today’s verse speaks of a perfect place for a nest. The swallow builds her nest near God’s altar. When one thinks of a nest, there is the thought of comfort, care and protection. A nest represents home and hearth. And the altar of God represents His presence. It is a place of adoration and worship. The psalmist cannot even mention the word “altar” without praising His name! The context of this verse goes on to say that there is happiness when dwelling in His presence.

A nest may be built of all sorts of bits and pieces. It could include mud, feathers, twigs and leaves. But the most important factor is its proximity to God’s altar. My “nest” could be feathered well with all kinds of creature comforts, but does it include God’s presence? If I am dwelling in His presence, He makes my home beautiful. His presence there means there is blessing for me and praise for Him (verse 4).

Lord, keep me dwelling in Your presence today! 


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Dumb Bird

Scripture for Today: I Peter 5:8 “Be alert and of sober mind. Your enemy the devil prowls around like a roaring lion looking for someone to devour.”

The endangered Kakapo Bird is a flightless parrot from New Zealand and is cited as one of the least intelligent birds. Sometimes they will climb a tree and try to parachute down, not understanding their limitations. While mating only every 2-5 years, the booming sounds they make to attract a female will sometimes confuse her and the deed is not done. Some males will even mistake rocks, trees, or a researcher’s head as a potential mate! Unfortunately, when faced with a predator he will freeze, thinking to blend in with the moss behind him. Unfortunately, he stinks and it is his odor that will lead to his demise!

Today’s verse warns that we have a predator as well. The devil, like a roaring hungry lion, is looking for someone to devour. Our defense is to be watchful and alert, not underestimating the enemy. We are also to be sober, not drunk or distracted by the world and its values. Being sober is being prepared, self-controlled and able to stay calm. When the Lord helps us to do this we can follow the command that follows, to resist the devil and stand firm in the faith, despite whatever suffering we experience.(vs 9)

Standing firm in the faith is probably the hardest position to hold when facing suffering. The devil is a liar saying that God doesn’t really care or I wouldn’t be hurting. And yet Peter affirms in verse 8 that He cares for me. Why is it that I think I should somehow be spared any kind of suffering just because I am a Christian? Yet God does promise that whatever I experience here is light and momentary compared to the glorious future that awaits! (II Cor. 4:17-18) I am not in Paradise yet.

Lord, keep me alert and standing firm in the faith.